Give this link a good see http://www.pirate4x4.com/forum/showthread.php?t=548892 I found it good reading
I use to be a HOTSHOTTER a few years ago before the rules/ laws got so bad. I did it for 2.5 years insured by the GRACE of GOD and nothing more. I would not recomend this path. it caused too many sleeepless nights( scale houses and DOT goto sleep after dark burnout ) when the sun went down there was nothing but road dust and diesel fumes!!!!!!! the more ins. you have the easier it is to get loads however
Ahh, we've probably crossed paths a few times...friends call me "the renegade" nothing but the grace of the good lord and a prayer under my butt, MANY sleepless nights is right man, loaded at night, unloaded by 8am, back on the road empty headin homewaytogo